Independent payment experts

Transaction fees are just the beginning. Chargebacks, fraud, and operational strain can quietly erode your margins if left unchecked. The Hidden Costs of Card Payments Most UK businesses understand card processing fees, but those visible costs are only part of the story. The real impact on your margins often comes from what you don’t immediately […]

Sometimes things work… but they’re quietly costing you more than you realise. That was the situation at R D Johns Foodservice, one of the South‑West’s fastest‑growing independent food wholesalers. No big problems. No complaints. Just a feeling that things could be sharper. A growing business with legacy cash processes From its roots as a family […]

Many business clients are receiving letters from Barclaycard Payments confirming that their Smartpay Checkout (ePDQ) gateway will be closed by 31 March 2026, leaving many wondering what to do next.   At acceptcards®, the UK’s largest independent payments broker, we want to reassure you there’s no need to panic, but we do want to make […]

We’ve been proudly FSQS accredited since 2017, when we were the first payments company in the UK to become accredited. While a lot has changed in the world of payments since then, our commitment to high standards hasn’t. Keeping this accreditation year after year is something we really value, because it says a lot about […]

As 2026 kicks off, Global Payments has announced the successful completion of its acquisition of Worldpay from FIS, a move that reshapes its footprint in global commerce solutions. This transaction transforms Global Payments into a “pure-play” commerce solutions provider, serving a broad spectrum of clients from small businesses to global enterprises. The combined company now supports […]

Visa Interchange Fee Changes: What Businesses Need to Know With the pending pricing increase, we urge all business owners and leaders to read our blog to avoid paying more than you need. What Are Interchange Fees? Interchange fees are the underlying costs applied to every card transaction. They’re set by card schemes like Visa and […]

Richard Bradley, CEO at Acceptcards, shares his views on how we can help our clients on the run up to Christmas As the busiest shopping season of the year approaches, businesses have one critical area to keep firmly in view the cost of taking payments online. Black Friday, Cyber Monday, and the festive run-up bring […]

We are thrilled to announce that Martin Smith has joined acceptcards as an Associate Partner, bringing with him a wealth of experience, deep industry insight, and a shared vision for how payments and cash management should work together to serve organisations better. Why This Matters Since 2005, acceptcards® has built a reputation and business to […]

When it comes to buying services, are you buying smart? We recently spoke with a client who asked us to review their payments. On the surface, it looked like a straightforward task. But after a short conversation, we discovered they had multiple locations, each with a different payment supplier. When we asked for the details […]

You may have read reports across the financial and mainstream media on the FCA’s proposal to remove the current £100 cap on contactless payments. It certainly sparked debate in the acceptcards office, and we imagine it will do the same across the retail and payments sectors. If approved, banks and card issuers would be free […]